Terms and Conditions
Last updated: July 3, 2025
Acceptance of Terms
By accessing and using Studyzestes's financial planning services, you agree to be bound by these Terms and Conditions.
Your continued use of our services constitutes acceptance of any updates to these terms.
Definitions
The following terms have specific meanings in this agreement:
- "Service": Refers to the financial planning, investment management, and related services provided by Studyzestes.
- "User" or "Client": Refers to any individual or entity that accesses or uses our financial planning services.
- "Content": Refers to all information, data, text, graphics, and materials available through our service.
- "Company": Refers to Studyzestes and its affiliated financial planning services.
Use License
We grant you a limited, non-exclusive license to use our financial planning services subject to these terms.
You are permitted to:
- Access and use our financial planning services for personal financial management
- Receive investment advice and portfolio management services
- Communicate with our financial advisors about your financial goals
Prohibited Uses
You may not use our services to:
- Engage in any illegal or unauthorized activities
- Violate any applicable laws or regulations
- Interfere with or disrupt our services or servers
- Attempt to gain unauthorized access to our systems
- Share your account credentials with unauthorized parties
Intellectual Property
All content, trademarks, and intellectual property on our platform remain the property of Studyzestes.
You may not reproduce, distribute, or create derivative works without our written permission.
User Content
You retain ownership of information you provide but grant us license to use it for service delivery.
This license includes the right to store, process, and analyze your financial information to provide planning services.
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy for information about data collection and use. privacy-policy.html
Disclaimers
We provide our services "as is" without warranties of any kind, express or implied.
Financial planning involves risk, and past performance does not guarantee future results. Investment values may fluctuate.
Limitation of Liability
Our liability is limited to the fees paid for our services in the preceding 12 months.
We are not liable for indirect, incidental, or consequential damages arising from our services.
Indemnification
You agree to indemnify Studyzestes against claims arising from your use of our services or violation of these terms.
Termination
Either party may terminate this agreement with 30 days written notice.
Upon termination, your access to our services will cease, and we will return your assets as directed.
Governing Law
These terms are governed by the laws of South Africa and subject to the jurisdiction of South African courts.
Changes to Terms
We may modify these terms at any time by posting updated terms on our website.
Continued use of our services after changes constitutes acceptance of the new terms.
Severability
If any provision of these terms is invalid, the remaining provisions will continue in full force and effect.
Entire Agreement
These terms constitute the entire agreement between you and Studyzestes regarding our financial planning services.
Contact Information
For questions about these terms, contact us: